Southern Flannel Moth (male) - Megalopyge opercularis - This 'fur'-covered moth can be found on oaks, elms, citrus and other tress, along with many garden plants like roses and ivy. It is found throughout the eastern U.S., between North Carolina and Florida, the southern U.S., Mexico and parts of Central America - Credit : Patrick Coin / July 14, 2004 - Durham County, North Carolina