Pinterest

Sinking Funds

Sinking funds are a game changer for your budget! These are all of the non-monthly expenses that you know are going to happen, but we rarely plan for them. Here…

More

·

178 Pins

2y

Collection by

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Similar ideas popular now

Money Management

The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke College Budgeting, Budgeting Finances, Budgeting Tips, Money Strategy, Money Tips, Money Saving Tips, Financial Peace, Financial Independence, Saving For Retirement

College Budgeting

Budgeting Finances

Money Saving Tips

Financial Peace

Financial Independence

Saving For Retirement

The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Now more than ever it's important to have an emergency fund in case of unexpected life changes or expenses. Here you'll learn all you need to know about building an emergency fund and why an emergency fund is important in the first place. Here are tips to build an emergency fund, even on a tight budget. #savemoney # emergencyfund #budgeting101 Personal Financial Planning, Financial Wellness, Financial Literacy, Financial Freedom, Personal Finance, Save Money Fast, Ways To Save Money

Personal Financial Planning

Financial Wellness

Financial Literacy

Financial Freedom

Personal Finance

Save Money Fast

Ways To Save Money

Now more than ever it's important to have an emergency fund in case of unexpected life changes or expenses. Here you'll learn all you need to know about building an emergency fund and why an emergency fund is important in the first place. Here are tips to build an emergency fund, even on a tight budget. #savemoney # emergencyfund #budgeting101

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips Federal Student Loans, Student Loan Debt, Spending Money, Saving Money, Debt Snowball Worksheet, Credit Debt, Paying Off Credit Cards, Vet Bills, Monthly Expenses

Federal Student Loans

Student Loan Debt

Debt Snowball Worksheet

Paying Off Credit Cards

Monthly Expenses

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Looking to build your savings? | The Practical Saver | Here are 29 actionable ways to save $10,000 in under a year with simple frugal living. Find out best money saving tips and easy ways to save money even on a tight budget. Save money with these frugal living tips and money-saving plan to help you become debt free with a better budget and finally stop living paycheck to paycheck. #savemoney #frugal #finances #budget #debtfree Best Money Saving Tips, Start Saving Money, How To Get Money, Money Saving Challenge, Savings Challenge

Best Money Saving Tips

Start Saving Money

How To Get Money

Money Saving Challenge

Savings Challenge

Looking to build your savings? | The Practical Saver | Here are 29 actionable ways to save $10,000 in under a year with simple frugal living. Find out best money saving tips and easy ways to save money even on a tight budget. Save money with these frugal living tips and money-saving plan to help you become debt free with a better budget and finally stop living paycheck to paycheck. #savemoney #frugal #finances #budget #debtfree

The Practical Saver | Save Money

The Practical Saver | Save Money

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Financial Quotes, Financial Tips, Money Habits

Financial Quotes

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Do you want to get out of debt? Here are some of the top debt payoff methods to help you say money, become debt free and show you how to retire early. Find the best debt payoff method for you and learn about the debt payoff method that I used to pay off over $20,000 in credit card debt in a year! Includes all of the information you need to know about cash envelope method, what is zero-based budgeting and how to use the 50/30/20 method. #debtfree #financialindependence #financiallyfree Budget Saving, How To Make Money, Create A Budget, Financial Goals, Get Out Of Debt

How To Make Money

Create A Budget

Financial Goals

Get Out Of Debt

Do you want to get out of debt? Here are some of the top debt payoff methods to help you say money, become debt free and show you how to retire early. Find the best debt payoff method for you and learn about the debt payoff method that I used to pay off over $20,000 in credit card debt in a year! Includes all of the information you need to know about cash envelope method, what is zero-based budgeting and how to use the 50/30/20 method. #debtfree #financialindependence #financiallyfree

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

New to budgeting? Are you wondering what budgeting even is? I totally get it. There is so much information out there about personal finance and saving money, that it can be hard to understand the basics of budgeting and know where to start. Here is the 1st post in the Budgeting 101 series where we answer the question: What even IS budgeting? How do you get started budgeting? This is everything you need to know as a budgeting beginner. #budgettips #budgettricks #personalfinance Budget Binder Free, Free Budget, Making A Budget, Personal Finance Budget, Finance Tips, What Is Budget

Budget Binder Free

Making A Budget

Personal Finance Budget

New to budgeting? Are you wondering what budgeting even is? I totally get it. There is so much information out there about personal finance and saving money, that it can be hard to understand the basics of budgeting and know where to start. Here is the 1st post in the Budgeting 101 series where we answer the question: What even IS budgeting? How do you get started budgeting? This is everything you need to know as a budgeting beginner. #budgettips #budgettricks #personalfinance

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Do you pay your car insurance annually? Do you have an upcoming trip you need to save for? Do you need to pay your car registration in 6 months? If you answered yes, you should have sinking funds. You can create sinking funds for any expense category in your life. I use a sinking funds tracker to track my monthly contribution to sinking funds and use it with my budget to stay on track. #sinkingfunds Money Advice, Financial Planning, Money Saving Apps, Bill Organization, Build Credit, Millennial Money

Financial Planning

Money Saving Apps

Bill Organization

Millennial Money

Do you pay your car insurance annually? Do you have an upcoming trip you need to save for? Do you need to pay your car registration in 6 months? If you answered yes, you should have sinking funds. You can create sinking funds for any expense category in your life. I use a sinking funds tracker to track my monthly contribution to sinking funds and use it with my budget to stay on track. #sinkingfunds

FinanciALLI Focused | Money Coach + Personal Finance Tips

FinanciALLI Focused | Money Coach + Personal Finance Tips

Dave Ramsey is a big name is the personal finance space. While he has helped thousands of people get out of debt, I also believe that his tactics can be hurtful and counterintuitive. Here are the top reasons why I don't follow Dave Ramsey's baby steps, and why maybe you shouldn't either. Learn why credit score is important, especially to minorities and underserved populations, and why debt is not always a bad thing. #daveramsey #financialfreedom #budgetingtips #gooddebt Help Save Money, Dave Ramsey Quotes, Dave Ramsey Financial Peace, Debt Help, Debt Snowball

Help Save Money

Dave Ramsey Quotes

Dave Ramsey Financial Peace

Dave Ramsey is a big name is the personal finance space. While he has helped thousands of people get out of debt, I also believe that his tactics can be hurtful and counterintuitive. Here are the top reasons why I don't follow Dave Ramsey's baby steps, and why maybe you shouldn't either. Learn why credit score is important, especially to minorities and underserved populations, and why debt is not always a bad thing. #daveramsey #financialfreedom #budgetingtips #gooddebt

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

It's a funny name, but a sinking fund can make your budget finally work. You'll have no more surprise expenses, and you'll crush your debt because you'll pay cash for the things you want. Here's how to get started! #budget #sinkingfund #emergencyfund #savemoney #commoncentshub. Save Money On Groceries

Save Money On Groceries

It's a funny name, but a sinking fund can make your budget finally work. You'll have no more surprise expenses, and you'll crush your debt because you'll pay cash for the things you want. Here's how to get started! #budget #sinkingfund #emergencyfund #savemoney #commoncentshub.

Common Cents Hub

Common Cents Hub

Curious about YNAB? Here is the beginner's guide to YNAB with all of the information you need to decide if YNAB is the best budgeting software for you, step-by-step instructions on how to use YNAB (including GIFs), and the pros and cons of YNAB. Learn how I used YNAB to pay off over $20,000 in credit card debt and find out what YNAB is. Learn YNAB budget tips, YNAB budget categories, and all about YNAB's 4 rules. #youneedabudget #ynab #budgeting101 #budgettips #millennialbudget Budgeting System, Living On A Budget, Family Budget, Budget Categories

Budgeting System

Living On A Budget

Budget Categories

Curious about YNAB? Here is the beginner's guide to YNAB with all of the information you need to decide if YNAB is the best budgeting software for you, step-by-step instructions on how to use YNAB (including GIFs), and the pros and cons of YNAB. Learn how I used YNAB to pay off over $20,000 in credit card debt and find out what YNAB is. Learn YNAB budget tips, YNAB budget categories, and all about YNAB's 4 rules. #youneedabudget #ynab #budgeting101 #budgettips #millennialbudget

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Adulting and Money: Build An Emergency Fund & Prepare For The Future Managing Money, Credit Repair Services, Eliminate Debt

Credit Repair Services

Adulting and Money: Build An Emergency Fund & Prepare For The Future

GenTwenty | Personal Growth, Self-Care, and Money

GenTwenty | Personal Growth, Self-Care, and Money

The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke Personal Finance Advice

Personal Finance Advice

The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Budget Planning, Improve Your Credit Score

Budget Planning

Improve Your Credit Score

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Budgeting for millennials made easy! Learn the 10 sinking funds you need to put in your budget in order to save for the future, invest in yourself and get out of debt. Become and stay debt free by building up your sinking funds and saving for the future. Learn how to easily save money so you can spend money on the things you love. Couponing For Beginners, Living Below Your Means, Unexpected Expenses, Sinking Funds

Couponing For Beginners

Living Below Your Means

Unexpected Expenses

Budgeting for millennials made easy! Learn the 10 sinking funds you need to put in your budget in order to save for the future, invest in yourself and get out of debt. Become and stay debt free by building up your sinking funds and saving for the future. Learn how to easily save money so you can spend money on the things you love.

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Not sure if you need sinking funds? you do! Sinking funds are the solution to always stay in budget. Check out this article to see sinking fund categories ideas, and get a free printable tracker #sinkingfundcategories #sinkingfundprintable #sinkingfundtrackerfree Tracker Free, Personal Growth

Personal Growth

Not sure if you need sinking funds? you do! Sinking funds are the solution to always stay in budget. Check out this article to see sinking fund categories ideas, and get a free printable tracker #sinkingfundcategories #sinkingfundprintable #sinkingfundtrackerfree

Studio Moline | etsy planners | organization & productivity

Studio Moline | etsy planners | organization & productivity

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Save Money Online, Saving Ideas, Budget Envelopes

Save Money Online

Budget Envelopes

Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Are you new to budgeting? Do you not even know what a budget is, nonetheless how to start one? You've come to the right place. Here are the basics of budgeting where we answer the question, what is a budget? Use your budget to pay off debt, save money and invest in your future! Student Debt, Budgeting 101, Budgeting Worksheets

Budgeting Worksheets

Are you new to budgeting? Do you not even know what a budget is, nonetheless how to start one? You've come to the right place. Here are the basics of budgeting where we answer the question, what is a budget? Use your budget to pay off debt, save money and invest in your future!

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

New to budgeting? Looking for ways to save more money so that you can retire early and pay off debt? Here are 18 trips and tricks for you to save more fast without feeling deprived. Learn money saving tricks to kickstart your budgeting journey. Even if you are new to budgeting, these are perfect tips for budgeting for beginners and budgeting pros alike. I used these tricks to save $6,000 in 2 months and pay off $20k credit card debt in a year #debtfree #savemoremoney Earn Money From Home, Make Money Online

Earn Money From Home

Make Money Online

New to budgeting? Looking for ways to save more money so that you can retire early and pay off debt? Here are 18 trips and tricks for you to save more fast without feeling deprived. Learn money saving tricks to kickstart your budgeting journey. Even if you are new to budgeting, these are perfect tips for budgeting for beginners and budgeting pros alike. I used these tricks to save $6,000 in 2 months and pay off $20k credit card debt in a year #debtfree #savemoremoney

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Lexa | The Avocado Toast Budget | Budgeting for Millennials

Living paycheck to paycheck? Struggling with a budget? Change your personal finances with sinking funds. Use these sinking fund categories list to improve your budgeting finances. This tracker will help you save more money and stay debt free. #savemoney #finances #budget #moneybliss Money Saving Advice, Savings Advice, Finances Money, Extreme Frugality

Money Saving Advice

Extreme Frugality

Living paycheck to paycheck? Struggling with a budget? Change your personal finances with sinking funds. Use these sinking fund categories list to improve your budgeting finances. This tracker will help you save more money and stay debt free. #savemoney #finances #budget #moneybliss