Home insurance

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You need life insurance if your death would hurt anyone financially. For many people, one policy is enough. But for some, two or more make sense.

New Jersey is an expensive place to live. In fact, it is 12% more expensive than the national average. Housing in New Jersey is 32% more expensive than the national average. These factors make people leave New Jersey and make it an unattractive place for people in other states. Despite all these factors, people have […] The post 7 Important Challenges That Real Estate Firms in New Jersey Must Overcome appeared first on Constro Facilitator.

Decoding the Basics of Private Mortgage Insurance Listen up, homeowners-in-the-making: you’ve probably heard of Private Mortgage Insurance (PMI), but what’s the nitty-gritty behind this financial tool? Essentially, PMI is like a safety net for lenders, swooping in to protect their interests when a borrower plops down less than 20% for a down payment on that dream home. It’s the lender’s way of saying, “Hey, there’s more risk here, so let’s cover our bases.” Think of it as a…

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Yes, the cost of a homeowners insurance policy is worth it. However, it is critical that you look into the details such as; the types of damage covered, exclusions, and whether the policy offers full replacement value, market value, or a fixed amount in the event of a claim before you purchase your coverage.

Getting the right policy for your house can be overwhelming. Check out our guide to find out what you need to know about homeowners insurance.

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