Financial Education: 3 Must Know Tips to Drastically Improve Your Credit Rating by Katherine Pilnick. When starting a small business, your personal finances are more important than you may think. You’ll need disposable income for business capital, and a good credit score can help you obtain credit for your small business. After reading today's post to learn about boosting your credit score and reduce debt, please share it on Twitter and Facebook. We appreciate your feedback. Thanks!