Dave Ramsey’s Baby Step One - $1,000 Emergency Fund In The Bank
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Bullet Journal Idea: Debt tracker. Debt snowball. Dave Ramsey plan.
It’s time to talk about budgeting again. Wah wah wah. One of the things that comes up a lot with those who are hard core budgeters is a cash envelope system. It’s been around for a long time but Dave Ramsey talks a lot about it. Here’s the thing – it’s a good idea …
debt-snowball no debt but good for some people, good teaching tool for kids to stay out of debit!!!
Dave Ramsey Don even look at interest- it doesn't matter!! Just pay, pay, pay…